How to Remove "Only" in Cheque Format When Amount Has Centavos

Overview:

In compliance with PCHC Memo Circular No. 3857, cheques issued in the Philippines must not
contain the word “Only” when the amount includes centavos. By default, QNE Optimum may display
“Only” in cheque amounts in words, regardless of centavos. This guide walks you through how to
customize your cheque format in QNE Optimum to ensure it adheres to this regulatory requirement.

Scenario:

You are printing a cheque from QNE Optimum with the amount ₱1,499.25. The default cheque layout
displays:

However, to comply with PCHC regulations, the word “Only” must be removed when the amount
includes centavos. This requires modifying the cheque format using QNE Optimum’s report designer.

Procedure:

Step 1: Open the Report Designer

• In the Payment Transaction window, click the Task tab.

• Click Design to view the list of payment report formats.
  

Step 2: Select or Create a Custom Format

• Choose the format to update and click Amend, or
  

• If editing a new format from a system format (code <SR>), input a new Display
  Name and Format Code, then click Create to generate a new custom layout.
  

Step 3: Insert a Label for the Customized Amount-in-Words

• From the designer Toolbar, drag a Label component to the report layout.

• This label will replace the original amount-in-words display.
  

Step 4: Add a Script to Remove “Only”

• Select the new label, go to Behavior (gear icon), then expand the Scripts section.

• In Before Print, click the dropdown arrow > select (New).
  

• In the script editor that appears, paste the following code inside the curly brackets { }:

        string word = this.xrNumberToWords1.Text;

      if (word.Contains(" AND "))

          word = word.Replace("ONLY", "");

  
  

      (sender as XRLabel).Text = word;
  

Step 5: Hide the Original Amount-in-Words Field

• Return to the Designer tab.

• Click the Due Amount field.

• In Behavior, untick Visible.
  

Step 6: Align the Custom Label

• Move and resize your custom Label to occupy the same space as the Due Amount field.
  

Step 7: Save and Preview Changes

• Click Save to apply the modification.
  

• In the payment transaction, click the Preview dropdown > Refresh to load the updated format.
  

• Result: When you preview the cheque using this customized format, the amount in words will
  now exclude the word “Only” if the amount includes centavos.
  

Application:

Let’s say you're issuing a cheque for ₱1,499.25. Before customization, QNE Optimum’s cheque
displays:

‘One Thousand Four Hundred Ninety-Nine Pesos and Twenty-Five Centavos Only’

After applying the steps above, the cheque will print as:

‘One Thousand Four Hundred Ninety-Nine Pesos and Twenty-Five Centavos’

This output now fully complies with PCHC Memo Circular No. 3857 and is ready for bank processing.